Cothran Schoonover Insurance

Our primary focus is protecting families, drivers, and businesses throughout Virginia and North Carolina. However, we are also licensed in South Carolina to easily support our customers if they ever move there.

As a full-service independent agency, we offer a wide range of personal and business coverage options. For individuals and families, we specialize in auto, homeowners, renters, condo, and life insurance, as well as policies for motorcycles, boats, and RVs. For our business clients, we provide business insurance, workers compensation, and commercial auto coverage to help protect what you have built.

We have five office locations across Central Virginia, Southside Virginia, and the Piedmont Triad of North Carolina. You can visit our local agents in person in Lynchburg, VA, Amherst, VA, Danville, VA, Collinsville, VA, and Walnut Cove, NC. Whether you prefer to stop by an office, call us on the phone, or handle your insurance online, we are always ready to help.

We have been protecting local families and businesses since 1981. Originally founded in Lynchburg, Virginia, we have grown over the last four decades into a second-generation, family-owned agency. Today, we combine over 40 years of local experience with modern insurance options to find the best coverage for our clients.

When you use an online company or an agent tied to just one brand, you are limited to their specific products and prices. If their rates go up, you have to start shopping all over again by yourself. Because we are an independent agency, we work for you, not a single insurance company. We partner with multiple top-rated carriers including Cincinnati, Auto-Owners, Travelers, Nationwide, and Progressive and do the hard work for you. We compare rates across the market to find your perfect fit. If your rates ever go up, we can simply move your policy to one of our other carriers, so you always get a great price without losing your local agent.

Our primary focus is protecting families, drivers, and businesses throughout Virginia and North Carolina . However, we are also licensed in South Carolina to easily support our customers if they ever move there.

As a full-service independent agency, we offer a wide range of personal and business coverage options. For individuals and families, we specialize in auto , homeowners , renters , condo , and life insurance , as well as policies for motorcycles , boats , and RVs . For our business clients, we provide business insurance , workers compensation , and commercial auto coverage to help protect what you have built.

We have five office locations across Central Virginia, Southside Virginia, and the Piedmont Triad of North Carolina. You can visit our local agents in person in Lynchburg, VA , Amherst, VA , Danville, VA , Collinsville, VA , and Walnut Cove, NC . Whether you prefer to stop by an office, call us on the phone, or handle your insurance online, we are always ready to help.

We have been protecting local families and businesses since 1981 . Originally founded in Lynchburg, Virginia, we have grown over the last four decades into a second-generation, family-owned agency. Today, we combine over 40 years of local experience with modern insurance options to find the best coverage for our clients.

When you use an online company or an agent tied to just one brand, you are limited to their specific products and prices. If their rates go up, you have to start shopping all over again by yourself. Because we are an independent agency, we work for you, not a single insurance company. We partner with multiple top-rated carriers including Cincinnati , Auto-Owners , Travelers , Nationwide , and Progressive and do the hard work for you. We compare rates across the market to find your perfect fit. If your rates ever go up, we can simply move your policy to one of our other carriers, so you always get a great price without losing your local agent.