Terms of Service
The rules that govern your use of Hustl.it — what we provide, what you promise, and what happens if things go sideways.
TERMS OF SERVICE
Hustlit Operated by Mosco Holdings LLC
Last Updated: April 2026
1. ACCEPTANCE OF TERMS
By accessing, creating an account, or using the Hustlit application and all associated services (the "Service"), you agree to be legally bound by these Terms of Service ("Terms") and all policies contained herein. If you do not agree to these Terms, you may not use the Service. Your continued use of the Service constitutes your acknowledgment and acceptance of these Terms.
2. AGE REQUIREMENTS AND PARENTAL CONSENT
2.1 Minimum Age Requirements
By creating an account and using the Service, you certify that:
- You are at least 18 years of age, OR
- You are between the ages of 13 and 18 and have obtained the express written permission and consent of a parent or legal guardian who is at least 18 years of age
2.2 Parental Responsibility
If you are under 18 years of age:
- Your parent or legal guardian must read and agree to these Terms
- Your parent or legal guardian assumes all legal responsibility for your use of the Service
- Your parent or legal guardian may terminate your account at any time
2.3 Verification
Mosco Holdings LLC reserves the right to request proof of age and parental consent at any time.
3. ACCOUNT REGISTRATION AND USE
3.1 Account Creation
You must provide accurate, current, and complete information when creating an account. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.2 Prohibited Uses
You agree not to:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Engage in fraudulent or deceptive practices
- Misuse the Service in any manner
- Violate the rights of other users
- Attempt to gain unauthorized access to the Service
4. BALANCE MANAGEMENT AND FUNDS
4.1 Balance Storage and Control
All funds held in your Hustlit account ("Balance") are proprietary data controlled by Mosco Holdings LLC. Your Balance is not a bank deposit and is not insured by the Federal Deposit Insurance Corporation (FDIC).
Your Balance is processed, managed, and controlled by our payment processing partner, Whop, and Whop's affiliated banks (collectively, "Processing Partner"). All transactions, account maintenance, and balance management are governed by the Processing Partner's policies and procedures.
4.2 Right to Deduct Funds
Mosco Holdings LLC reserves the right to deduct funds from your Balance at any time, for any reason, including but not limited to:
- Chargebacks on transactions
- Misuse of the Service
- Violation of these Terms
- Customer disputes filed through our internal dispute resolution system
- Regulatory compliance requirements
- Fraud or suspicious activity
4.3 Balance Forfeiture
Any funds remaining in your Balance at the time of account termination may be forfeited. You acknowledge that Mosco Holdings LLC has no obligation to return unused funds.
5. PAYMENTS AND PAYOUTS
5.1 Payout Restrictions for Minors
If you are under 18 years of age, you are not eligible to withdraw or receive payouts of funds. Before you become eligible to withdraw funds:
- Your parent or legal guardian must complete the full Know Your Customer (KYC) verification process
- All identity verification and compliance requirements must be satisfied
- Your account must be upgraded to allow withdrawals
5.2 KYC Process
All Know Your Customer (KYC) data collection, verification, and handling is performed exclusively by our Processing Partner, Whop. You consent to the collection, use, and storage of your personal identification information by Whop in accordance with their privacy and data handling policies.
5.3 Processing of Transactions
All transactions, deposits, withdrawals, and transfers are processed exclusively by our Processing Partner, Whop, and Whop's affiliated banks. Mosco Holdings LLC is not responsible for processing delays, failures, or errors related to transaction handling. All disputes regarding transaction processing must be directed to Whop.
6. FEES AND PRICING
6.1 Fee Structure
Mosco Holdings LLC may change its fee structure, commission rates, and all pricing at any time, without prior notice to users. While we will typically email customers with advance notice of fee changes, we are under no obligation to do so.
6.2 Subscription Pricing Changes
Subscription pricing and plan costs may be modified at any time. Customers will be notified of subscription price changes at least 15 calendar days before the change takes effect.
6.3 Acceptance of Changes
Your continued use of the Service following any pricing change constitutes your acceptance of the new fees and terms.
7. ACCOUNT TERMINATION
7.1 Termination by Mosco Holdings LLC
Mosco Holdings LLC reserves the right to terminate, suspend, or place your account on hold at any time, for any reason or no reason, with or without cause, and with or without notice.
7.2 No Liability
Mosco Holdings LLC shall have no liability to you for termination of your account, including but not limited to:
- Loss of access to your Balance
- Loss of business opportunities
- Loss of profits or revenue
- Any indirect or consequential damages
7.3 Effect of Termination
Upon account termination:
- Your access to the Service terminates immediately
- You may forfeit any remaining Balance
- All obligations under these Terms survive termination
8. DISCLAIMER OF WARRANTIES
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. MOSCO HOLDINGS LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
- MERCHANTABILITY
- FITNESS FOR A PARTICULAR PURPOSE
- NON-INFRINGEMENT
- CONTINUITY OF SERVICE
- SECURITY OR SAFETY
MOSCO HOLDINGS LLC DOES NOT WARRANT THAT:
- THE SERVICE WILL MEET YOUR REQUIREMENTS
- THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE
- DEFECTS WILL BE CORRECTED
- THE SERVICE IS FREE OF VIRUSES OR HARMFUL COMPONENTS
9. LIMITATION OF LIABILITY
9.1 Limitation of Damages
TO THE FULLEST EXTENT PERMITTED BY LAW, MOSCO HOLDINGS LLC SHALL NOT BE LIABLE FOR:
- INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES
- LOSS OF PROFITS, REVENUE, DATA, OR USE
- BUSINESS INTERRUPTION
- LOSS OF GOODWILL OR REPUTATION
- ANY OTHER LOSSES
EVEN IF MOSCO HOLDINGS LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
9.2 Cap on Liability
IN NO EVENT SHALL THE TOTAL LIABILITY OF MOSCO HOLDINGS LLC FOR ANY CLAIMS ARISING FROM YOUR USE OF THE SERVICE EXCEED THE AMOUNT YOU PAID TO MOSCO HOLDINGS LLC IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
10. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Mosco Holdings LLC, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from or relating to:
- Your use of the Service
- Your violation of these Terms
- Your violation of any applicable law
- Your infringement of any third-party intellectual property rights
- Your violation of the rights of any third party
11. WAIVER OF LEGAL RIGHTS
11.1 Waiver of Litigation
BY USING THE SERVICE, YOU VOLUNTARILY WAIVE YOUR RIGHT TO PURSUE LITIGATION IN ANY COURT OR JUDICIAL FORUM AGAINST MOSCO HOLDINGS LLC FOR ANY REASON WHATSOEVER, EXCEPT AS SPECIFICALLY PROVIDED HEREIN.
YOU WAIVE YOUR RIGHT TO:
- File a lawsuit against Mosco Holdings LLC
- Participate in a class action lawsuit
- Seek damages from Mosco Holdings LLC in any court
- Appeal any judgment
- Pursue any other legal remedy
11.2 Acknowledgment
You acknowledge and agree that:
- This waiver applies to all claims, whether known or unknown
- This waiver applies to all disputes, whether arising before or after these Terms are accepted
- You have read and understand this waiver
- You enter into this waiver voluntarily and knowingly
11.3 Binding Effect
This waiver is binding and enforceable against you and shall be enforced by any arbitration forum, administrative body, or court of competent jurisdiction.
12. DISPUTE RESOLUTION - BINDING ARBITRATION
12.1 Agreement to Arbitrate
Except as provided herein, you and Mosco Holdings LLC agree that any dispute, claim, or controversy arising from or relating to these Terms or the Service shall be resolved by binding arbitration.
12.2 Arbitration Procedure
- Arbitration shall be conducted under the rules of JAMS (Judicial Arbitration and Mediation Services)
- A single arbitrator shall preside
- The arbitrator shall apply applicable law
- The prevailing party may seek to enforce the arbitration award in any court of competent jurisdiction
12.3 Costs
Mosco Holdings LLC shall pay all filing, administration, and arbitrator fees for any arbitration initiated in accordance with the notice requirements herein.
12.4 Exceptions
Notwithstanding the above, either party may pursue injunctive relief in court for intellectual property infringement or to prevent irreparable harm.
13. DATA AND PRIVACY
Your use of the Service is governed by our Privacy Policy. By using the Service, you consent to our collection, use, and sharing of your personal data as described in the Privacy Policy.
14. INTELLECTUAL PROPERTY
14.1 Ownership
Mosco Holdings LLC owns all intellectual property rights in the Service, including all content, features, and functionality.
14.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to use the Service for your personal or business use in compliance with these Terms.
14.3 Restrictions
You may not:
- Reproduce, modify, or derivative works
- Reverse engineer or decompile the Service
- Distribute or sell the Service or its contents
- Use the Service for competitive purposes
15. MODIFICATIONS TO SERVICE
Mosco Holdings LLC reserves the right to:
- Modify or discontinue the Service or any part thereof
- Change these Terms at any time
- Modify fees and pricing
Changes to these Terms take effect upon posting. Your continued use constitutes acceptance.
16. SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. If any waiver or limitation is found unenforceable, liability shall be limited to the maximum extent permitted by law.
17. GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of [STATE], without regard to conflicts of law principles. You consent to the exclusive jurisdiction of the state and federal courts located in [COUNTY], [STATE].
18. ENTIRE AGREEMENT
These Terms, together with the Privacy Policy and Business Use Policy, constitute the entire agreement between you and Mosco Holdings LLC and supersede all prior agreements and understandings.
19. AGREEMENT TO ALL POLICIES
By accepting these Terms of Service, you acknowledge and agree that you have read and agree to be bound by:
- This Terms of Service
- The Hustlit Privacy Policy
- The Hustlit Business Use Policy (if you operate a business account)
- The Hustlit Customer Service Policy (if you are a customer)
These policies are interconnected and form the complete agreement between you and Hustlit. Your agreement to one policy constitutes your agreement to all applicable policies.
20. CONTACT INFORMATION
For questions regarding these Terms of Service, please contact:
Mosco Holdings LLC [Your Contact Email] [Your Address]
END OF TERMS OF SERVICE